Table 5. Reliability and convergent validity.

Constructs	Items	Standardized loading (λ)	CR	AVE
SN	SN1	0.795	0.829	0.549
	SN2	0.771
	SN3	0.720
	SN4	0.670
PBC	PBC1	0.863	0.890	0.671
	PBC2	0.884
	PBC3	0.721
	PBC4	0.787
AT	AT1	0.864	0.895	0.74
	AT2	0.905
	AT3	0.809
PC	PC1	0.832	0.876	0.704
	PC2	0.846
	PC3	0.835
EP	EP1	0.909	0.884	0.719
	EP2	0.785
	EP3	0.849
BI	BI1	0.757	0.916	0.732
	BI2	0.920
	BI3	0.908
	BI4	0.817

x²/df=1.469, (p<0.050).
Comparative fit index (CFI)=0.98.
Root mean square error of approximation (RMSEA)=0.038.
Standardized root mean square residual (SRMR)=0.056.